:root{
  --page:#f8f9fb;
  --ink:#1f427c;
  --ink-soft:#56729b;
  --line:#d7dde7;
  --card:#f1f4f8;
  --hero1:#6c85b6;
  --hero2:#8fa4c9;
  --hero3:#b9c7dc;
}
*{box-sizing:border-box}
body{
  margin:0;
  background:#d8dee8;
  color:var(--ink);
  font-family:Arial, Helvetica, sans-serif;
}
.page{
  width:min(1080px, calc(100% - 36px));
  margin:32px auto;
  background:var(--page);
  box-shadow:0 14px 36px rgba(25,42,67,.10);
}
.container{
  width:min(940px, calc(100% - 36px));
  margin:0 auto;
}
.hero{
  min-height:360px;
  background:
    radial-gradient(circle at 20% 18%, rgba(255,255,255,.16), transparent 18%),
    radial-gradient(circle at 78% 22%, rgba(255,255,255,.12), transparent 20%),
    linear-gradient(180deg, var(--hero1) 0%, var(--hero2) 58%, var(--hero3) 100%);
  position:relative;
  overflow:hidden;
}
.hero::after{
  content:"";
  position:absolute;
  left:0; right:0; bottom:0;
  height:86px;
  background:linear-gradient(180deg, rgba(58,80,118,.10), rgba(58,80,118,.18));
}
.hero-content{
  position:relative;
  z-index:1;
  text-align:center;
  color:#fff;
  padding:58px 0 70px;
}
.eyebrow{
  font-size:12px;
  letter-spacing:2px;
  font-weight:700;
  margin-bottom:18px;
}
.hero h1{
  margin:0;
  font-family:Georgia, "Times New Roman", serif;
  font-size:clamp(34px, 5vw, 58px);
  line-height:1.08;
}
.subtitle{
  margin:22px auto 26px;
  max-width:720px;
  font-size:15px;
  color:rgba(255,255,255,.94);
}
.btn{
  display:inline-block;
  min-width:220px;
  padding:16px 24px;
  border-radius:4px;
  background:linear-gradient(#1e569f,#174b8d);
  color:#fff;
  text-decoration:none;
  font-weight:700;
  box-shadow:0 8px 16px rgba(18,50,102,.18);
}
.section{padding:26px 0 8px}
.section-title{
  margin:0 0 22px;
  display:flex;
  align-items:center;
  justify-content:center;
  gap:18px;
  color:var(--ink);
  font-family:Georgia, "Times New Roman", serif;
  font-size:26px;
  line-height:1.2;
  text-align:center;
}
.section-title::before,.section-title::after{
  content:"";
  height:1px;
  background:var(--line);
  flex:1 1 120px;
}
.left-title{justify-content:flex-start}
.left-title::before{display:none}
.features{display:grid;gap:18px}
.features.four{grid-template-columns:repeat(4,1fr)}
.features.three{grid-template-columns:repeat(3,1fr)}
.feature{text-align:center;padding:10px 10px 16px}
.cards .feature{
  background:var(--card);
  border:1px solid #e3e7ef;
  padding:18px 18px 14px;
}
.icon{width:88px;height:70px;margin:0 auto 12px;display:grid;place-items:center}
.icon svg{
  width:72px;height:72px;fill:none;stroke:#5c82be;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round;
}
.feature h3{margin:0 0 8px;font-size:15px;line-height:1.3;color:#2f4876}
.feature p{margin:0;font-size:13px;color:var(--ink-soft)}
.steps{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  border:1px solid #e3e7ef;
  background:#f3f5f8;
}
.step{display:flex;align-items:flex-start;gap:12px;padding:18px 18px 16px;min-height:92px}
.step + .step{border-left:1px solid #e1e6ef}
.badge{
  width:30px;height:30px;border-radius:50%;display:grid;place-items:center;
  background:#5a82bf;color:#fff;font-weight:700;flex:0 0 auto;
}
.step h3{margin:2px 0 10px;font-size:15px;color:#2f4876}
.step p{margin:0;color:var(--ink-soft);font-size:13px}
.criteria-callout{
  margin:18px auto 0;width:fit-content;padding:0 18px;position:relative;color:#3b66a8;font-weight:700;
}
.criteria-callout::before,.criteria-callout::after{
  content:"";position:absolute;top:50%;width:120px;height:1px;background:var(--line);
}
.criteria-callout::before{right:100%;margin-right:16px}
.criteria-callout::after{left:100%;margin-left:16px}
.requirements{
  background:linear-gradient(to bottom, #f0f3f8, #edf2f7 55%, #e7edf5);
  border:1px solid #e3e7ef;
  padding:12px 24px;
}
.requirements ul{margin:0;padding:0 0 0 22px}
.requirements li{margin:12px 0;color:#32507f;font-size:14px;font-weight:700}
.requirements li::marker{color:#5d82ba}
.faq{padding-bottom:24px}
.faq-list details{border:1px solid #e2e7ef;background:#eff3f8;margin-bottom:12px}
.faq-list summary{
  list-style:none;cursor:pointer;padding:14px 16px;display:flex;align-items:center;justify-content:space-between;
  color:#345281;font-weight:700;font-size:14px;
}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list .answer{padding:0 16px 16px;color:var(--ink-soft);font-size:14px}
.cta{border-top:1px solid var(--line);padding:18px 0 28px}
.cta-inner{text-align:center}
.cta p{margin:-2px 0 18px;color:#335282}
.footer{background:#184b8f;padding:15px 0}
.footer-inner{
  display:flex;justify-content:center;align-items:center;gap:14px;color:#dce7f8;font-size:13px;
}
.footer a{color:#dce7f8;text-decoration:none}
@media (max-width:900px){
  .features.four{grid-template-columns:repeat(2,1fr)}
  .features.three{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .step + .step{border-left:none;border-top:1px solid #e1e6ef}
}
@media (max-width:640px){
  .page{width:min(100%, calc(100% - 16px));margin:8px auto}
  .container{width:min(100%, calc(100% - 20px))}
  .hero{min-height:300px}
  .hero-content{padding:42px 0}
  .features.four{grid-template-columns:1fr}
  .section-title{font-size:22px;gap:10px}
  .criteria-callout::before,.criteria-callout::after{display:none}
  .footer-inner{flex-wrap:wrap;gap:8px}
}